Plaid vs Adyen
A comprehensive comparison to help you decide if Adyen is the right EU alternative to Plaid for your needs.
Plaid
Financial infrastructure platform connecting apps to users bank accounts for payments and data access.
Adyen
Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.
Our Verdict
Why choose Adyen
- +Adyen supports 250+ payment methods globally, expanding market reach.
- +Unified commerce allows for online and in-store payments on one platform.
- +GDPR compliance ensures data protection for EU customers and reduces risks.
- +Advanced risk management tools reduce fraud with machine learning insights.
Things to consider
- -Migration may require significant development resources and time.
- -Adyen lacks specific bank connection features available in Plaid.
- -Learning curve for teams unfamiliar with Adyen's platform and API.
Privacy Winner: Adyen
Your data stays in the EU and is protected under GDPR, free from US CLOUD Act access.
Feature Comparison
Plaid
🇺🇸Plaid Inc.
Adyen
🇳🇱Adyen N.V.
US Data Storage
Data subject to US CLOUD Act and may be accessed by US authorities
EU Data Protection
Data protected under GDPR with EU-only data residency
Certifications & Compliance
No certifications listed
Reasons to Switch
- ✓Adyen supports 250+ payment methods globally, expanding market reach.
- ✓Unified commerce allows for online and in-store payments on one platform.
- ✓GDPR compliance ensures data protection for EU customers and reduces risks.
- ✓Advanced risk management tools reduce fraud with machine learning insights.
Things to Consider
- !Migration may require significant development resources and time.
- !Adyen lacks specific bank connection features available in Plaid.
- !Learning curve for teams unfamiliar with Adyen's platform and API.
Frequently Asked Questions
Is Adyen a good replacement for Plaid?
Yes, Adyen is a GDPR-compliant European alternative to Plaid. It offers similar functionality while ensuring your data stays within EU jurisdiction and is protected under strict European privacy laws.
Is Adyen GDPR compliant?
Yes, Adyen is a European company that fully complies with GDPR regulations. Your data is stored in EU data centers and is not subject to US surveillance laws like the CLOUD Act.
How much does Adyen cost?
Adyen offers freemium pricing. Visit their website for current pricing details and to compare plans based on your specific needs.
Where is my data stored with Adyen?
Adyen stores data in EU data centers, ensuring compliance with European data protection regulations and keeping your information within EU jurisdiction.
Other EU alternatives to Plaid
Ready to make the switch to Adyen?
Take control of your data privacy by switching to an EU-based alternative.