Top European alternatives to US payment & fintech, ranked by privacy, features, and user satisfaction. All GDPR-compliant with EU data hosting.
SumUp is a mobile payment processing solution designed for small businesses. It allows merchants to accept card payments via a card reader connected to a smartphone or tablet. The service includes a user-friendly app for sales tracking and reporting, enabling efficient management of transactions and finances.
Mollie is a payment service provider that facilitates online transactions for businesses. It supports various payment methods, including credit cards and digital wallets, to help streamline the checkout process. The platform offers easy integration with websites and provides tools for managing payments and analytics.
GoCardless is a payment processing platform that enables businesses to collect recurring payments directly from customers' bank accounts via Direct Debit. It simplifies the billing process, reduces transaction fees, and offers secure payment collection. Ideal for subscription services and invoice-based businesses.
Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.
Wise by Wise PLC is an online money transfer service that allows users to send and receive money internationally at low fees. It uses real exchange rates to provide transparent pricing and enables users to hold multiple currencies in their accounts. Ideal for individuals and businesses looking to manage cross-border transactions efficiently.
Swedish fintech offering buy now pay later, smooth checkout, and shopping services for consumers and merchants.
Revolut is a financial app that allows users to manage their money seamlessly across multiple currencies. It offers features such as currency exchange, spending analytics, and budgeting tools. Users can also access global payment services, cryptocurrency trading, and virtual or physical debit cards for secure transactions.
German mobile bank offering digital banking services with instant notifications and spending insights.
Looking to switch from a specific US product? Find the best EU alternative:
The top EU alternatives for payment & fintech include SumUp, Mollie, GoCardless. These are GDPR-compliant, privacy-focused options that store your data in European data centers.
EU payment & fintech offer better data protection under GDPR, keep your data in European data centers, and are not subject to US surveillance laws like the CLOUD Act. They often provide comparable features with stronger privacy guarantees.
Yes, many EU payment & fintech offer features comparable to or better than their US counterparts. European tech companies often focus on privacy and security as key differentiators, while maintaining excellent functionality.
We provide detailed migration guides for switching from popular US services to European alternatives. Most migrations involve exporting your data from the US service and importing it into your chosen EU alternative.
Compare any two products side-by-side or browse our migration guides for step-by-step switching instructions.
