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Square vs Flatpay: Is EU's Privacy the Secure Choice?

Explore how Denmark's Flatpay offers enhanced data security compared to Square. Discover why privacy-conscious users are considering this EU alternative.

Last updated: March 18, 2026โ€ขReviewed by Built in EU Team

Should You Switch to Flatpay?

What You Gain

Gain GDPR compliance, predictable costs, EU server location

Privacy advantage
Trade-offs

Loss of payroll and banking services, fewer features

Square has more features
Bottom Line

Switch if privacy and cost predictability are priorities; SMBs benefit most

At a Glance

Data Location
๐Ÿ‡บ๐Ÿ‡ธUS

US data laws

๐Ÿ‡ฉ๐Ÿ‡ฐDK

GDPR protected

Pricing

Square

freemium

Flatpay

paid

Migration
Medium difficulty~2-3 hours

Privacy & Compliance Comparison

Critical data sovereignty factors at a glance

CriteriaSquareFlatpay
Server Location
US (AWS), EU (optional)EU
GDPR Compliance
Partial (SCCs)Full
Open Source
E2E Encryption
OptionalOptional
Data Portability
PartialPartial

CLOUD Act Notice

Square is a US company and must comply with CLOUD Act data requests, even for data stored in EU data centers. Flatpay is not subject to US jurisdiction.

Switching from
Square logo

Square

๐Ÿ‡บ๐Ÿ‡ธ

Block Inc.

VS
Switching to
Flatpay logo

Flatpay

๐Ÿ‡ฉ๐Ÿ‡ฐ

Flatpay

US Data Storage

Data subject to US CLOUD Act and may be accessed by US authorities

EU Data Protection

Data protected under GDPR with EU-only data residency

Certifications & Compliance

No certifications listed

EU-Based

Reasons to Switch

  • โœ“Flatpay offers predictable flat-rate pricing.
  • โœ“No hidden fees with Flatpay's transparent model.
  • โœ“Flatpay integrates easily with EU e-commerce platforms.
  • โœ“Full GDPR compliance ensures data protection in EU.

Things to Consider

  • !Migration from Square to Flatpay may be time-consuming.
  • !Flatpay lacks Square's extensive POS hardware options.
  • !Learning curve for Flatpay's cloud-based system.
Migration difficulty:
Medium
~2-3 hours

Migration Overview

Full guide
Difficulty
Medium
Time Estimate
~2-3 hours

Depends on data size and complexity

Quick Steps

1

Create Flatpay account and configure settings

2

Export and prepare data from Square

3

Import data, test integrations, and migrate users

Other alternatives to Square

Ready to make the switch?

Start using Flatpay today and take control of your data privacy.