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Square vs Flatpay: Is EU's Privacy the Secure Choice?

Explore how Denmark's Flatpay offers enhanced data security compared to Square. Discover why privacy-conscious users are considering this EU alternative.

Last updated: March 18, 2026Reviewed by Built in EU Team

Should You Switch to Flatpay?

What You Gain

Gain GDPR compliance, predictable costs, EU server location

Privacy advantage
Trade-offs

Loss of payroll and banking services, fewer features

Square has more features
Bottom Line

Switch if privacy and cost predictability are priorities; SMBs benefit most

At a Glance

Data Location
🇺🇸US

US data laws

🇩🇰DK

GDPR protected

Pricing

Square

freemium

Flatpay

paid

Migration
Medium difficulty~2-3 hours

Privacy & Compliance Comparison

Critical data sovereignty factors at a glance

CriteriaSquareFlatpay
Server Location
US (AWS), EU (optional)EU
GDPR Compliance
Partial (SCCs)Full
Open Source
E2E Encryption
OptionalOptional
Data Portability
PartialPartial

CLOUD Act Notice

Square is a US company and must comply with CLOUD Act data requests, even for data stored in EU data centers. Flatpay is not subject to US jurisdiction.

Switching from
Square logo

Square

🇺🇸

Block Inc.

VS
Switching to
Flatpay logo

Flatpay

🇩🇰

Flatpay

US Data Storage

Data subject to US CLOUD Act and may be accessed by US authorities

EU Data Protection

Data protected under GDPR with EU-only data residency

Certifications & Compliance

No certifications listed

EU-Based

Reasons to Switch

  • Flatpay offers predictable flat-rate pricing.
  • No hidden fees with Flatpay's transparent model.
  • Flatpay integrates easily with EU e-commerce platforms.
  • Full GDPR compliance ensures data protection in EU.

Things to Consider

  • !Migration from Square to Flatpay may be time-consuming.
  • !Flatpay lacks Square's extensive POS hardware options.
  • !Learning curve for Flatpay's cloud-based system.
Migration difficulty:
Medium
~2-3 hours

Migration Overview

Full guide
Difficulty
Medium
Time Estimate
~2-3 hours

Depends on data size and complexity

Quick Steps

1

Create Flatpay account and configure settings

2

Export and prepare data from Square

3

Import data, test integrations, and migrate users

Other alternatives to Square

Ready to make the switch?

Start using Flatpay today and take control of your data privacy.