Stripe vs Adyen: Which Prioritizes Your Data Security?
Explore how Stripe (US) and Adyen (NL) handle your payment data with a focus on privacy. Discover which offers more secure solutions today.
Should You Switch to Adyen?
Better privacy, EU-based servers, unified commerce, and data insights
Stripe's developer APIs and financial reporting are more advanced
Switch if privacy and EU compliance are priorities; stay for advanced features
At a Glance
US data laws
GDPR protected
Stripe
Pay Per Transaction
Adyen
freemium
Privacy & Compliance Comparison
Critical data sovereignty factors at a glance
| Criteria | Stripe | Adyen |
|---|---|---|
Server Location | US (AWS), EU (optional) | EU |
GDPR Compliance | Partial (SCCs) | Full |
Open Source | ||
E2E Encryption | Optional | Optional |
Data Portability | Partial | Full export |
CLOUD Act Notice
Stripe is a US company and must comply with CLOUD Act data requests, even for data stored in EU data centers. Adyen is not subject to US jurisdiction.
Stripe
🇺🇸Stripe Inc.
Adyen
🇳🇱Adyen N.V.
US Data Storage
Data subject to US CLOUD Act and may be accessed by US authorities
EU Data Protection
Data protected under GDPR with EU-only data residency
Certifications & Compliance
No certifications listed
Reasons to Switch
- ✓GDPR compliance ensures EU data protection.
- ✓Unified commerce integrates online and offline sales.
- ✓Adyen offers issuing services for custom cards.
- ✓ISO 27001 certification enhances security protocols.
Things to Consider
- !Migration may disrupt current payment flows.
- !Learning curve for Adyen's platform and APIs.
- !Potential loss of Stripe-specific features.
Migration Overview
Depends on data size and complexity
Quick Steps
Create Adyen account and configure settings
Export and prepare data from Stripe
Import data, test integrations, and migrate users
Note: Adyen provides a global payment platform with robust features, suitable for businesses looking to replace Stripe.
Other alternatives to Stripe
Ready to make the switch?
Start using Adyen today and take control of your data privacy.