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Wise
🇬🇧EU Companyby Wise PLC · Founded 2011
Wise (formerly TransferWise) is a London-based fintech company founded in 2011 by Estonian entrepreneurs Kristo Käärmann and Taavet Hinrikus, who were frustrated by hidden bank fees on international transfers. Wise uses the real mid-market exchange rate with transparent, low fees — typically 0.5-1.5% versus 3-5% at traditional banks. It offers multi-currency accounts in 40+ currencies, debit cards, and business accounts. Wise is publicly traded on the London Stock Exchange and holds licenses from the FCA, serving over 16 million customers worldwide.
Key Features
- Low transfer fees
- Real exchange rate
- Multi-currency account
- Debit card
- Business accounts
- API for businesses
Certifications & Compliance
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