Skip to main content
BuiltInEu

US-basierter Dienst — Daten unterliegen der US-Gerichtsbarkeit

Venmo logo

Venmo Alternativen

🇺🇸US-Unternehmen

von PayPal Holdings Inc. · Gegründet 2009

Mobile payment app for peer-to-peer money transfers, splitting bills, and making purchases at supported merchants.

Beste Venmo Alternativen

4 datenschutzorientierte, DSGVO-konforme Alternativen

Wero logo

Wero

🇧🇪

by Wero

Wero provides Belgian enterprises with a secure digital wallet solution that supports multi-currency transactions and real-time analytics. Designed for businesses seeking transparency and control over their financial operations, Wero is open-source, allowing for customization and integration with existing systems.

EU-BasedGDPR Compliant
Wise logo

Wise

🇬🇧

by Wise PLC

Wise (formerly TransferWise) is a London-based fintech company founded in 2011 by Estonian entrepreneurs Kristo Käärmann and Taavet Hinrikus, who were frustrated by hidden bank fees on international transfers. Wise uses the real mid-market exchange rate with transparent, low fees — typically 0.5-1.5% versus 3-5% at traditional banks. It offers multi-currency accounts in 40+ currencies, debit cards, and business accounts. Wise is publicly traded on the London Stock Exchange and holds licenses from the FCA, serving over 16 million customers worldwide.

GDPR CompliantEU-Based
freemium
N26 logo

N26

🇩🇪

by N26 GmbH

German mobile bank offering digital banking services with instant notifications and spending insights.

GDPR CompliantEU-Based
freemium
Klarna logo

Klarna

🇸🇪

by Klarna Bank AB

Swedish fintech offering buy now pay later, smooth checkout, and shopping services for consumers and merchants.

GDPR CompliantEU-Based
freemium

Warum von Venmo wechseln?

US CLOUD Act

US-Behörden können auf Ihre bei US-Unternehmen gespeicherten Daten zugreifen, auch wenn diese in Europa gespeichert sind.

Datenschutzbedenken

US-Unternehmen können Ihre Daten auf Weisen sammeln und verwenden, die nicht den EU-Standards entsprechen.

EU-Alternativen

EU-basierte Dienste müssen die DSGVO einhalten und bieten Ihnen stärkeren Datenschutz.

Häufig gestellte Fragen

Are there European alternatives to Venmo?
Yes, there are several GDPR-compliant European alternatives to Venmo. These EU-based services offer similar functionality while ensuring your data stays within EU jurisdiction and is protected under strict European privacy laws.
Why should I switch from Venmo to an EU alternative?
Switching to an EU alternative gives you better data protection under GDPR, keeps your data in European data centers, and ensures you're not subject to US surveillance laws like the CLOUD Act. Many EU alternatives offer comparable features with stronger privacy guarantees.
Is Venmo GDPR compliant?
As a US-based company, Venmo may transfer and process your data in the United States. While they may have GDPR compliance measures, your data could still be subject to US laws including the CLOUD Act.
How do I migrate from Venmo to an EU alternative?
We provide detailed migration guides to help you switch from Venmo to European alternatives. These guides include step-by-step instructions, data export procedures, and tips for a smooth transition.

Andere Payment & Fintech, die Sie vielleicht ersetzen möchten

Bereit, zu einer datenschutzfreundlichen Alternative zu wechseln?

SchĂĽtzen Sie Ihre Daten, indem Sie zu einem EU-basierten Dienst wechseln. Unsere Migrationsanleitungen machen den Wechsel einfach.

Affiliate Disclosure: Some products on this page are from partners. We may earn a commission if you purchase through our links, at no extra cost to you. This helps support our free directory. Learn more