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Servicio con sede en EE.UU. — Datos sujetos a la jurisdicción estadounidense

Plaid logo

Alternativas a Plaid

🇺🇸Empresa estadounidense

por Plaid Inc. · Fundada en 2013

Financial infrastructure platform connecting apps to users bank accounts for payments and data access.

Mejores alternativas a Plaid

5 alternativas centradas en la privacidad y conformes con el RGPD

GoCardless logo

GoCardless

🇬🇧

by GoCardless Ltd

GoCardless is a payment processing platform that enables businesses to collect recurring payments directly from customers' bank accounts via Direct Debit. It simplifies the billing process, reduces transaction fees, and offers secure payment collection. Ideal for subscription services and invoice-based businesses.

GDPR CompliantEU-BasedISO 27001
freemium
Mollie logo

Mollie

🇳🇱

by Mollie B.V.

Mollie is a payment service provider that facilitates online transactions for businesses. It supports various payment methods, including credit cards and digital wallets, to help streamline the checkout process. The platform offers easy integration with websites and provides tools for managing payments and analytics.

GDPR CompliantEU-BasedEU-hosted
Pay Per Transaction
Adyen logo

Adyen

🇳🇱

by Adyen N.V.

Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.

GDPR CompliantEU-BasedISO 27001
freemium
Revolut logo

Revolut

🇬🇧

by Revolut Ltd

Revolut is a financial app that allows users to manage their money seamlessly across multiple currencies. It offers features such as currency exchange, spending analytics, and budgeting tools. Users can also access global payment services, cryptocurrency trading, and virtual or physical debit cards for secure transactions.

GDPR CompliantEU-Based
freemium
SumUp logo

SumUp

🇬🇧

by SumUp Limited

SumUp is a European mobile payment processing company headquartered in London, UK (founded 2012). It enables small businesses to accept card payments via portable card readers and a smartphone app. SumUp operates across 36 markets in Europe, the Americas, and globally. The platform includes card readers, mobile POS, online payments, invoicing, and a business account — all with no monthly fees on the standard plan. Merchants pay only per transaction (1.69% for in-person payments in Europe).

GDPR CompliantEU-Based
Pay Per Transaction

¿Por qué dejar Plaid?

US CLOUD Act

Las autoridades estadounidenses pueden acceder a sus datos almacenados por empresas estadounidenses, incluso si están almacenados en Europa.

Preocupaciones de privacidad

Las empresas estadounidenses pueden recopilar y usar sus datos de formas no conformes con los estándares de la UE.

Alternativas europeas

Los servicios basados en la UE deben cumplir con el RGPD, brindándole protecciones de privacidad más fuertes.

Preguntas frecuentes

Are there European alternatives to Plaid?
Yes, there are several GDPR-compliant European alternatives to Plaid. These EU-based services offer similar functionality while ensuring your data stays within EU jurisdiction and is protected under strict European privacy laws.
Why should I switch from Plaid to an EU alternative?
Switching to an EU alternative gives you better data protection under GDPR, keeps your data in European data centers, and ensures you're not subject to US surveillance laws like the CLOUD Act. Many EU alternatives offer comparable features with stronger privacy guarantees.
Is Plaid GDPR compliant?
As a US-based company, Plaid may transfer and process your data in the United States. While they may have GDPR compliance measures, your data could still be subject to US laws including the CLOUD Act.
How do I migrate from Plaid to an EU alternative?
We provide detailed migration guides to help you switch from Plaid to European alternatives. These guides include step-by-step instructions, data export procedures, and tips for a smooth transition.

Otros Payment & Fintech que quizás quieras reemplazar

¿Listo para cambiar a una alternativa centrada en la privacidad?

Proteja sus datos cambiando a un servicio basado en la UE. Nuestras guías de migración facilitan el cambio.