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Payment & Fintech

Payment processors, digital banks, and financial technology services based in the EU/EEA.

The Payment & Fintech category on BuiltInEu.eu showcases the European landscape of digital financial solutions, emphasizing the importance of local alternatives in a sector traditionally dominated by US-based giants. With 8 EU alternatives spanning 4 countries, including the Netherlands, Sweden, Great Britain, and Germany, this category offers a variety of solutions tailored to European needs. Notable names such as Klarna from Sweden and Revolut from Great Britain highlight the innovation and adaptability of EU fintech companies. These products stand out due to their rigorous adherence to GDPR compliance and being EU-based, ensuring user data is protected under strict European regulations. Additionally, options like Adyen and GoCardless offer ISO 27001 certification, further underscoring their commitment to security and data integrity. As the fintech ecosystem in the EU continues to evolve, users can expect even more robust and innovative solutions emerging from this region, setting new standards in digital financial services.

8 EU alternativesGDPR compliantSee Best EU Picks
6 Free Options
4 Countries

Looking for alternatives to a specific product?

How to Choose a EU Payment & Fintech Alternative

  • Evaluate if the product is GDPR compliant to ensure data protection under EU laws.
  • Consider the pricing model, such as freemium versus pay-per-transaction options, to match your business needs.
  • Check for ISO 27001 certification for enhanced security measures.
  • Assess the product's interoperability with existing financial systems and platforms.
  • Verify the geographic hosting of the service to comply with data residency requirements.
  • Look for solutions that are EU-based to align with regional compliance and support needs.

Frequently Asked Questions

Are there any free EU fintech solutions?

Yes, among the 8 listed EU fintech alternatives, 6 offer freemium options, allowing users to access basic services without upfront costs. Companies like Revolut and Wise provide robust free versions tailored for diverse financial needs.

Which EU countries are represented in the Payment & Fintech category?

The Payment & Fintech category features solutions from four EU countries: the Netherlands, Sweden, Great Britain, and Germany. Each country brings unique strengths and regulatory advantages to the table, offering a broad spectrum of services.

What certifications do EU fintech products have?

All 8 products in this category are GDPR compliant and EU-based, with Adyen and GoCardless also holding ISO 27001 certification, indicating their commitment to high security and data protection standards.