US-based service - Your data may be subject to US CLOUD Act and accessed by US authorities

EU Alternative to Stripe

🇺🇸US Company

by Stripe Inc. · Founded 2010

Payment processing platform for internet businesses with APIs for accepting payments and managing subscriptions.

Pay Per Transaction💳Payment & Fintech

Best European Alternatives to Stripe

4 privacy-focused, GDPR-compliant alternatives

Mollie

🇳🇱

by Mollie B.V.

Mollie is a payment service provider that facilitates online transactions for businesses. It supports various payment methods, including credit cards and digital wallets, to help streamline the checkout process. The platform offers easy integration with websites and provides tools for managing payments and analytics.

GDPR CompliantEU-BasedEU-hosted

Pay Per TransactionMigration:●●●Several hours to a few days, depending on data volume and complexity

Why switch?

EU servers ensure data stays within EU borders.
Transparent pricing with no hidden fees.
Supports multiple EU-specific payment methods.

Consider

Migration from Stripe may disrupt operations.
Learning curve for Mollie's dashboard and APIs.

View Details Compare Switch Guide

Visit Mollie

Adyen

🇳🇱

by Adyen N.V.

Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.

GDPR CompliantEU-BasedISO 27001

freemiumMigration:●●●Several hours to a few days, depending on data volume and complexity

Why switch?

GDPR compliance ensures EU data protection.
Unified commerce integrates online and offline sales.
Adyen offers issuing services for custom cards.

Consider

Migration may disrupt current payment flows.
Learning curve for Adyen's platform and APIs.

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Visit Adyen

GoCardless

🇬🇧

by GoCardless Ltd

GoCardless is a payment processing platform that enables businesses to collect recurring payments directly from customers' bank accounts via Direct Debit. It simplifies the billing process, reduces transaction fees, and offers secure payment collection. Ideal for subscription services and invoice-based businesses.

GDPR CompliantEU-BasedISO 27001

freemiumMigration:●●●Several days, depending on the volume of data and complexity of configurations

Why switch?

Lower transaction fees with GoCardless direct debit
EU-based servers ensure GDPR compliance
Retry intelligence reduces payment failures

Consider

Migration from Stripe requires time and resources
Limited support for one-time card payments

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Visit GoCardless

SumUp

🇬🇧

by SumUp Limited

SumUp is a European mobile payment processing company headquartered in London, UK (founded 2012). It enables small businesses to accept card payments via portable card readers and a smartphone app. SumUp operates across 36 markets in Europe, the Americas, and globally. The platform includes card readers, mobile POS, online payments, invoicing, and a business account — all with no monthly fees on the standard plan. Merchants pay only per transaction (1.69% for in-person payments in Europe).

GDPR CompliantEU-Based

Pay Per TransactionMigration:●●●Several hours to a day, depending on the amount of data and complexity of subscriptions

Why switch?

No monthly fees with SumUp's business account
GDPR compliance ensures EU data protection
SumUp offers mobile POS for in-person sales

Consider

Migration from Stripe's APIs may be complex
SumUp lacks advanced fraud detection tools

View Details Compare Switch Guide

Visit SumUp

Why switch from Stripe?

US CLOUD Act

US authorities can access your data stored by US companies, even if stored in Europe.

Privacy Concerns

US companies may collect and use your data in ways not compliant with EU standards.

EU Alternatives

EU-based services must comply with GDPR, giving you stronger privacy protections.

Frequently Asked Questions

Are there European alternatives to Stripe?

Yes, there are several GDPR-compliant European alternatives to Stripe. These EU-based services offer similar functionality while ensuring your data stays within EU jurisdiction and is protected under strict European privacy laws.

Why should I switch from Stripe to an EU alternative?

Switching to an EU alternative gives you better data protection under GDPR, keeps your data in European data centers, and ensures you're not subject to US surveillance laws like the CLOUD Act. Many EU alternatives offer comparable features with stronger privacy guarantees.

Is Stripe GDPR compliant?

As a US-based company, Stripe may transfer and process your data in the United States. While they may have GDPR compliance measures, your data could still be subject to US laws including the CLOUD Act.

How do I migrate from Stripe to an EU alternative?

We provide detailed migration guides to help you switch from Stripe to European alternatives. These guides include step-by-step instructions, data export procedures, and tips for a smooth transition.