EU Payment & Fintech Alternatives

N26

🇩🇪

N26 GmbH

Featured

German mobile bank offering digital banking services with instant notifications and spending insights.

Revolut

🇬🇧

Revolut Ltd

Featured

Revolut is a financial app that allows users to manage their money seamlessly across multiple currencies. It offers features such as currency exchange, spending analytics, and budgeting tools. Users can also access global payment services, cryptocurrency trading, and virtual or physical debit cards for secure transactions.

Flatpay

🇩🇰

Flatpay

Flatpay provides businesses with streamlined payment solutions and a powerful point of sale system, allowing merchants to easily accept payments anytime, anywhere, with no hidden fees.

GoCardless

🇬🇧

GoCardless Ltd

GoCardless is a payment processing platform that enables businesses to collect recurring payments directly from customers' bank accounts via Direct Debit. It simplifies the billing process, reduces transaction fees, and offers secure payment collection. Ideal for subscription services and invoice-based businesses.

Adyen

🇳🇱

Adyen N.V.

Featured

Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.

SumUp

🇬🇧

SumUp Limited

Featured

SumUp is a European mobile payment processing company headquartered in London, UK (founded 2012). It enables small businesses to accept card payments via portable card readers and a smartphone app. SumUp operates across 36 markets in Europe, the Americas, and globally. The platform includes card readers, mobile POS, online payments, invoicing, and a business account — all with no monthly fees on the standard plan. Merchants pay only per transaction (1.69% for in-person payments in Europe).

Wise

🇬🇧

Wise PLC

Featured

Wise (formerly TransferWise) is a London-based fintech company founded in 2011 by Estonian entrepreneurs Kristo Käärmann and Taavet Hinrikus, who were frustrated by hidden bank fees on international transfers. Wise uses the real mid-market exchange rate with transparent, low fees — typically 0.5-1.5% versus 3-5% at traditional banks. It offers multi-currency accounts in 40+ currencies, debit cards, and business accounts. Wise is publicly traded on the London Stock Exchange and holds licenses from the FCA, serving over 16 million customers worldwide.

Klarna

🇸🇪

Klarna Bank AB

Featured

Swedish fintech offering buy now pay later, smooth checkout, and shopping services for consumers and merchants.

Mollie

🇳🇱

Mollie B.V.

Featured

Mollie is a payment service provider that facilitates online transactions for businesses. It supports various payment methods, including credit cards and digital wallets, to help streamline the checkout process. The platform offers easy integration with websites and provides tools for managing payments and analytics.

ClubCollect

🇳🇱

ClubCollect

ClubCollect simplifies membership fee collection for clubs and associations by automating invoicing and payment reminders. Designed for organizations of all sizes, this Dutch platform offers a unique feature allowing members to choose flexible payment plans, ensuring timely collections while accommodating individual financial situations.

Wero

🇧🇪

Wero

Wero is a European payment solution that allows users to send and receive money instantly across Belgium, France, and Germany. It is part of the European Payments Initiative and aims to simplify digital transactions by eliminating the need for long IBANs and transfer delays. Wero is backed by major European banks and offers a seamless experience for both personal and business transactions.

Exness

🇨🇾

Exness

Cyprus-based multi-asset broker providing retail and institutional trading across forex, metals, indices and crypto.